2025 Card Review: UOB Preferred Platinum Visa Card (PPV)
- MilesWise
- Feb 11
- 3 min read
Updated: Mar 6
The main appeal of UOB Preferred Platinum Visa Card lies in its simplicity—if you're someone who doesn’t want to worry about which card to use for specific categories, the UOB Preferred Platinum Visa Card’s broad coverage ensures you can earn 4mpd across a wide range of activities. Additionally, with the cap set at S$1,110 per calendar month, you’re given ample room to accumulate miles from everyday transactions.
UOB Preferred Platinum Visa Card: MileWise Card Rating for 2025
☑ Core Card to Use 🔥
☐ Use Only When There Is a Promotion 🎯
☐ Apply Only for Sign-Up Bonus (SUB) 💰
☐ Don't Bother Applying 🚫
MileWise Commentary: With 4 mpd on in-store mobile payments, online shopping, and entertainment, the UOB Preferred Platinum Visa is a must-have card for all miles collectors. Nearly every place in Singapore that accepts credit cards also supports PayWave, it’s a great choice even for those who struggle to memorize what card to use where.
Key Features of UOB Preferred Platinum Visa Card
4 miles per dollar (mpd) on online and mobile contactless spending (including foreign currency) in key categories: dining, groceries, hotels, online shopping, in-person shopping, and food delivery.
Cap of $1,110 per calendar month for 4 mpd earnings.
All other spending earns only 0.4 mpd after exceeding the cap or in non-eligible categories.
No miles earned on SimplyGo transactions (bus/MRT), even via mobile contactless.
"Mobile contactless" includes Google Pay, Apple Pay, Samsung Pay, and Fitbit Pay.
Physical card transactions do not qualify for 4 mpd.
No problems getting annual fee waiver
Who Should use the UOB Preferred Platinum Visa?
Everyone, really – Given how common contactless payments are in Singapore, most people can benefit from this card. If you regularly pay with PayWave, this is an easy way to rack up miles.
Casual Miles Collectors: If you're someone who likes to use mobile payments but doesn’t want to keep track of a dozen different cards, this card’s broad categories (dining, shopping, groceries, etc.) make it a simple and effective way to accumulate miles.
Moderate Spenders on Contactless Transactions – If your monthly contactless spending is well within S$1,100, UOB Visa Signature would not be an option for you. Using UOB Preferred Platinum Visa will removes the pressure of trying to meet the S$1,000 spend every single month—just use it when you need to.
Follow these tips to maximise your miles from UOB Preferred Platinum Visa
Track Your Monthly Spend: Ensure you’re aware of your monthly cap of S$1,110 to ensure you do not overspend for the month
Combine with Other Cards: If you anticipate surpassing the cap often, consider pairing the UOB PPV with UOB Visa Signature to ensure you can continue earning bonus miles beyond the PPV cap.
Enjoyed this article? Find more tips to accelerate your miles game! ✈️💳
Survey: UOB Preferred Platinum Visa
Do you already have UOB Preferred Platinum Visa?
Yay
Nay
UOB Preferred Platinum Visa Card Technical specifications
🏷️Annual Fee: | $196.20 (1st yr Free) |
|---|---|
💰 Income Requirement: | $30,000/year |
🌍 Foreign Currency Fee: | 3.25% |
⏳ Points Expiry: | 2 years |
✈️ Transfer Partners: | KrisFlyer, Asia Miles |
🔄 Transfer Ratio: | 1 UNI$ = 2 miles |
📦 Transfer Block: | 5,000 UNI$ (10,000 miles) |
💳 Transfer Fee: | $25 per transfer |
🔗 Points Pooling: | Yes, with other UOB cards for a single transfer |
📌 How/When Points Are Credited: | Base & bonus points are credited immediately when the transaction is posted |
If you’ve found my work helpful or valuable, I’d be incredibly grateful if you’d consider supporting me by buying me a coffee! ☕ Your support will keep me motivated and fuels more great content.
תגובות