2025 Card Review: UOB PRVI Miles Card (PRVI)

The UOB PRVI Miles Card is one of the most competitive general spending cards in Singapore, offering high miles earn rates without restrictive caps. But is it the right fit for you? Let’s break it down.

UOB PRVI Miles Card: MileWise Card Rating for 2025

☐ Core Card to Use 🔥

☑ Use Only When There Is a Promotion 🎯

☐ Apply Only for Sign-Up Bonus (SUB) 💰

☐ Don't Bother Applying 🚫

MileWise Commentary: While I’m usually not interested in general spending cards offering just 1.x mpd, the uncapped 3 mpd with no minimum spend for regional FCY spending is a game changer. This brings the cost of miles down to 1.08 cents, well within my personal threshold of buying miles at 1.1 cents.

Key Features of UOB PRVI Miles Card

• 1.4 mpd general spending card, baring the usual exclusions (hospitals, insurance, government payments, etc.).

• Uncapped 3 mpd on FCY spending in Malaysia, Indonesia, Thailand, and Vietnam (both online and in-person), effectively paying 1.08 cents per mile.

  • Note: To qualify for the bonus FCY miles, the overseas transactions must be processed through an overseas payment gateway. In-person spending will always count as an overseas gateway, but online spending can be ambigious.

• 2.4 mpd on all other FCY transactions (1.35 cents per mile).

• 4 complimentary Priority Pass lounge visits per year (having multiple PRVI Miles Cards does not increase your total entitlement).

• S$5 earn blocks, meaning transactions below S$5 won’t earn miles.

• No problems getting an annual fee waiver, but you must manually request a waiver after UNI$ deductions.

• Evergreen welcome offer for New-to-Bank customers.

Why are there three different card types?

The UOB PRVI Miles Card is available across all three card networks: American Express, Mastercard, and Visa. While the income requirements, annual fees, earn rates, and benefits are identical for all versions, the American Express card offers two additional features: 20,000 bonus miles for spending at least S$50,000 in a membership year and complimentary airport limo transfers.

Who Should Use the UOB PRVI Miles Card?

• Frequent travelers to Malaysia, Indonesia, Thailand, and Vietnam – The uncapped 3 mpd earn rate makes this the best card for spending in these countries.

• One card / users who only want to use general spend card – I don't encourage this, but 1.4mpd is indeed one of the best general spend card for now.

• You are looking for free airport lounges – 4 free Priority Pass lounge visits per year

  
  

Follow These Tips to Maximise Your Miles from the UOB PRVI Miles Card

• Spend in blocks of S$5 or more – The card’s S$5 earning blocks mean smaller transactions won’t earn miles efficiently.

  
  

Final Thoughts: Should You Get the UOB PRVI Miles Card?

If you frequently spend in Malaysia, Indonesia, Thailand, or Vietnam, this card is a no-brainer due to its uncapped 3 mpd earn rate. It’s also a solid general spending card with 1.4 mpd on local purchases and 2.4 mpd on all other FCY transactions. However, I would still recommend to consider cards with higher local earn rates.

What’s your take on the UOB PRVI Miles Card? Let me know in the comments/poll!

Enjoyed this article? Find more tips to accelerate your miles game! ✈️💳

📌 Beginner’s Guide: How should I start my miles journey?

📌 My 2025 Credit Card Strategy for Maximizing Miles 

📌 2025 Beginner’s Guide: The Best 4-6 mpd Credit Cards in Singapore

📌 How much is a KrisFlyer mile worth in 2025? 

📌 Fly to Bali for Free? The Stopover Trick That Gets You 2 Flights for the Price of 1!

Survey: UOB PRVI Miles Card

UOB PRVI Miles Card Technical Specifications

If you’ve found my work helpful or valuable, I’d be incredibly grateful if you’d consider supporting me by buying me a coffee! ☕ Your support will keep me motivated and fuels more great content.