2025 Card Review: HSBC Revolution Card (Revo)
- MilesWise
- Feb 25
- 3 min read
Updated: Mar 6
The HSBC Revolution Card has long been a favourite among miles enthusiasts in Singapore. Known for 4mpd on contactless spending and online transactions, it was once a must-have for anyone looking to earn miles effortlessly. However, recent changes to its rewards structure have left many wondering: Is the HSBC Revolution Card still relevant in 2025?
HSBC Revolution Card: MileWise Card Rating for 2025
☐ Core Card to Use 🔥
☑ Use Only When There Is a Promotion 🎯
☑ Apply Only for Sign-Up Bonus (SUB) 💰
☐ Don't Bother Applying 🚫
MileWise Commentary: With the HSBC Revolution Card no longer earning 4 mpd on contactless purchases or key categories such as airlines, hotels, travel agencies, supermarkets, fast food, and food delivery, its value has been severely diminished. Additionally, the recent increase in points required for KrisFlyer miles conversions further erodes its appeal. For most people, I would rate this as an "Apply Only for (SUB)" card. However, if you have been leveraging HeyMax and are looking to accumulate points with other frequent flyer programs, it might still be worth holding onto in order to reach a critical mass of points.
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Key Features of the HSBC Revolution Card
Bonus Miles: Online/in-app transactions in select retail, dining, transport, and membership clubs MCCs earn 2.86 - 4 mpd, depending on your chosen frequent flyer program. KrisFlyer earns at 3.33 mpd.
Monthly Cap: S$1,000 cap per statement month
HeyMax Vouchers: Earn bonus miles when purchasing HeyMax vouchers for popular merchants like Amazon, Grab, Deliveroo, and NTUC FairPrice Online.
BNPL platforms (e.g., Atome) : Eligible for bonus miles via MCC:5399
No Annual Fees: Enjoy the card’s benefits without worrying about yearly charges.
Points Pooling: Combine points with other HSBC cards to maximize rewards.
Flexible Airline Partners: Convert points to miles with 19 airline partners, including KrisFlyer and Asia Miles.
Who Should use the HSBC Revolution Card?
Those Who Max Out the S$1,500 Cap Monthly on DBS WWMC – If your online spending regularly exceeds S$1,500 per month, adding the HSBC Revolution Card can provide additional spending caps to continue earning bonus miles.
HeyMax Voucher Enthusiasts – If you frequently purchase HeyMax vouchers, the card remains an easy way to earn bonus miles
HSBC Multi-Card Users – If you own multiple HSBC credit cards, pooling points can provide greater redemption flexibility.
Frequent Flyer Program Diversifiers – If you prefer accumulating miles across multiple airline partners rather than just KrisFlyer, this card offers versatility.
Follow these tips to maximise your miles from HSBC Revolution Card
Focus on Eligible Categories: Use this card for online shopping, PHV rides
Avoid Contactless: These no longer earn bonus miles.
Avoid Using This Card for Dining : Transactions under MCC 5814 (restaurants, cafes, bars) do not earn bonus miles. Instead, check our 2025 Best Credit Cards for Dining in Singapore for better options.
Leverage HeyMax Vouchers: Purchase HeyMax vouchers for merchants like Amazon, Grab, and Deliveroo to earn bonus miles.
Pair with HSBC T1 for Better Points Pooling: Combine spending across HSBC cards to reach a critical mass of points in order to redeem something meaingful from other FFP.
Enjoyed this article? Find more tips to accelerate your miles game! ✈️💳
Survey: HSBC Revolution Card
Is HSBC Revolution Card still relevant in 2025?
Yay
Nay
HSBC Revolution Card Specifications
🏷️Annual Fee: | Free |
|---|---|
💰 Income Requirement: | $30,000/year |
🌍 Foreign Currency Fee: | 3.25% |
⏳ Points Expiry: | Up to 37 months |
✈️ Transfer Partners: | 19; including Krisflyer and Asia Miles |
🔄 Transfer Ratio: | 25,000- 35,000 points: 10,000 miles |
📦 Transfer Block: | 25,000- 35,000 points: 10,000 miles |
💳 Transfer Fee: | Free ( for now) |
🔗 Points Pooling: | Yes, with other HSBC Cards |
📌 How/When Points Are Credited: | Base points are credited when the transactions post. Bonus points are credited in the following mid-month. |
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