MileWise Card Rating (1-4)
1️⃣ Core Card to Use 🔥 |
2️⃣ Use Only When There Is a Promotion 🎯 |
3️⃣ Apply Only for Sign-Up Bonus (SUB) 💰 |
4️⃣ Don't Bother Applying 🚫 |
MileWise Commentary: Contrary to what its name suggests, DBS Woman’s World Card is available to men as well. This is one of the easiest cards to maximize for online spending, offering 4 mpd on all online transactions (up to S$1,500 per month).
With UOB Visa Signature (VS) and UOB Preferred Platinum Visa (PPV) covering in-person contactless transactions, the DBS Woman’s World Card makes the perfect complement, ensuring you earn 4 mpd on both online and offline spending with the right card setup.
Just avoid using it for excluded categories like insurance, utilities, or GrabPay top-ups.
Card Summary
4 mpd on all online transactions
Capped at S$1,500 per calendar month (Transaction date, not posting date)
Points pool with rest of DBS cards ( Notable, DBS Alt Visa/Amex)
No S$5 earning block issue as bonus is calculated at the end of the month
Examples: Amazon, Travel, Grab, Netflix, Kris+, Fairprice App, Shopback, Atome
Exclusions: FavePay (no bonus miles), Amaze (no pairing for lower FCY)
No problems getting an annual fee waiver
Points expiry in 1 year
Beware of refunds! Bonus rates applies for first S$X, which means getting a refund does not "reset" the monthly limit.
Pro Tip: KrisFlyer Miles Auto Conversion Programme
To avoid losing DBS Points due to their 1-year expiry on the DBS Woman’s World Card, consider enrolling in DBS’s Auto Conversion Programme for S$43.20 per year. This service automatically converts all DBS Points into KrisFlyer miles at the end of every quarter (10 Jan, 10 Apr, 10 Jul, 10 Oct) in blocks of 500 DBS Points (1,000 miles)—10X smaller than the standard manual conversion block, reducing the risk of orphan points.
Enrolled cardholders can still make ad-hoc conversions in blocks of 5,000 DBS Points (10,000 miles) without the usual S$27 fee. If you transfer to KrisFlyer at least twice a year, this programme saves you money and ensures your points don’t go to waste.
Card Technical Specifications
🏷️Annual Fee: | $196.2/year |
|---|---|
💰 Income Requirement: | $50,000/year |
🌍 Foreign Currency Fee: | 3.25% |
⏳ Points Expiry: | 1 years |
✈️ Transfer Partners: | KrisFlyer, Asia Miles |
🔄 Transfer Ratio: | 1 DBS Point = 2 miles |
📦 Transfer Block: | 5,000 DBS Points (10,000 miles) |
💳 Transfer Fee: | $27.25 per transfer or $43.60/year |
🔗 Points Pooling: | Yes, with other DBS cards for a single transfer |
📌 How/When Points Are Credited: | Base points are credited immediately when the transaction is posted; Bonus points are posted the following month |
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