2025 Best Credit Cards to use for Insurance Premiums in Singapore

"Insurance premiums can earn miles meh?" 🤔

I hear you – it's getting harder to earn miles on insurance premiums since most cards are excluding them now. But don't worry, it's still possible to rack up some miles, though it might be a bit more limited or require a small fee.

What credit cards should you use for insurance premiums?

Here’s a quick rundown (assuming your insurance isn’t with AMEX x Chubb):

1. Chocolate Visa Platinum Debit Card: Earns 2 Max Miles per S$1 on all spend, including insurance premiums (capped at S$1,000 per month). After that, the rate drops to 0.4 Max Miles per S$1.

2. KrisFlyer UOB Debit Card: Earn at least 0.4 mpd, and you can earn bonus miles if you keep a balance in your KrisFlyer UOB account.

3. Maybank Horizon: Earn 0.24 mpd (SGD) or 1.2 mpd (FCY). If your total spend exceeds S$800 per month, the earn rate increases to 2.8 mpd.

   
   

What about workarounds?

• CardUp: Use my promo code to get $30 off the admin fee, which is the equivalent of S$1,154 in bills. That’s basically “free” miles. Don’t miss out on this!

• Bundle Deals: For example, buy travel insurance when booking your SQ/Scoot flights. This often codes as a travel purchase, allowing you to earn miles from your flight transaction as well.

  
  

So yes, insurance premiums can still earn miles – you just need to know the right cards and strategies! What do you use to pay for insurance premiums? Let me know in the comments!

Enjoyed this article? Find more tips to accelerate your miles game! ✈️💳

📌 Beginner’s Guide: How should I start my miles journey?

📌 My 2025 Credit Card Strategy for Maximizing Miles 

📌 2025 Beginner’s Guide: The Best 4-6 mpd Credit Cards in Singapore

📌 How much is a KrisFlyer mile worth in 2025? 

📌 Fly to Bali for Free? The Stopover Trick That Gets You 2 Flights for the Price of 1!

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