My Personal Strategy with Max Miles in 2025

Here's how I currently allocate my credit card spending each month

It's still possible to rack up some miles, though it might be a bit more limited or require a small fee

The Citi Rewards Card is a must-have for savvy miles chasers, offering 4 mpd on almost all online transactions and offline via Amaze.

As the go-to option for a “one-card strategy,” the KrisFlyer UOB Credit Card stands out with its uncapped 3 mpd.

This fast track is the only way to get KrisFlyer Elite Gold without flying.

Given that DBS points pool with the WWMC, I’d only use this card if there’s a promotion or if I’ve maxed out my 4-6 mpd cards.

This is one of the easiest cards to maximize for online spending, offering 4 mpd on all online transactions (up to S$1,500 per month).

Unless you’re a fast food fanatic or an EV enthusiast, the Smart Card is hard to recommend.

If you often exceed the S$1.11K on the UOB Preferred Platinum Visa, UOB Visa Signature is a great backup, allowing you to earn 4mpd on both

Offering an impressive 4-6 miles mpd, it stands out as one of the most generous cap out of all the specialized spending cards in Singapore.

Uncapped 3 mpd with no minimum spend for regional FCY spending is a game changer.

Is it still the commonly-held benchmark of 1.5 cents per mile in the Singaporean miles community?

Choosing the right card for dining ensures you’re earning 4-6 miles per dollar (mpd).

Choosing the right card for overseas spending ensures you’re not paying too much for miles

2025 Card Review: Chocolate Finance Visa - 2mpd on virtually everything

2025 Card Review: UOB Preferred Platinum Visa Card (UOB-PPV)

Maximize the use of specialized spending cards wherever possible and you can reach your travel objectives more quickly and effectively.

2025 Beginner’s Guide: The Best 4-6 mpd Credit Cards in Singapore

A Look Back at My 2024 KrisFlyer Journey: Miles Earned & Redeemed