My Personal Strategy with Max Miles in 2025

Here's how I currently allocate my credit card spending each month

It's still possible to rack up some miles, though it might be a bit more limited or require a small fee

The Citi Rewards Card is a must-have for savvy miles chasers, offering 4 mpd on almost all online transactions and offline via Amaze.

As the go-to option for a “one-card strategy,” the KrisFlyer UOB Credit Card stands out with its uncapped 3 mpd.

This fast track is the only way to get KrisFlyer Elite Gold without flying.

Given that DBS points pool with the WWMC, I’d only use this card if there’s a promotion or if I’ve maxed out my 4-6 mpd cards.

This is one of the easiest cards to maximize for online spending, offering 4 mpd on all online transactions (up to S$1,500 per month).

Unless you’re a fast food fanatic or an EV enthusiast, the Smart Card is hard to recommend.

No, Economy Class redemptions generally offer poor value.